Terminology

Auto Insurance
Auto insurance can help you restore your vehicle if it’s lost or damaged. It can also help protect you in the event of a lawsuit.

Collision
This coverage typically pays for damage to your car as a result of a covered accident with another car… or a covered collision with most anything else (e.g. a tree). This coverage provides for the repair or replacement of your insured vehicle, up to the Actual Cash Value of the vehicle. Actual Cash Value takes into account depreciation of your car due to: age, use, and wear and tear.

Comprehensive
Comprehensive Coverage typically covers damage to your insured car not caused by collision (a covered accident with another car). This coverage typically includes, among other things, damage caused by falling objects, fire, theft and vandalism, explosion, earthquake and more.

Home Insurance
Home insurance offers protection against damage to your property, and liability from injuries and property damage you cause to others.

Personal Property
To protect movable personal property, mostly within your home. Certain coverage limits apply.

Family Liability Protection
To pay for covered damages which you're legally obligated to pay.

Guest Medical Protection
To pay medical expenses for your guests who are accidentally injured on your property as a result of a covered loss.

Additional Living Expenses
To pay the reasonable increase in living expenses if your home becomes uninhabitable after a covered loss.

Business Insurance
Securing the right insurance is essential to your business plan. As one of the largest commercial insurance writers in America, Allstate can help service your auto, property and liability and specialty insurance needs.

Life Insurance
Life insurance can help provide financial support for your family in the event of your death. Whether you select a term or permanent policy, your premiums secure a "death benefit."